Digitalisation News

Embedded virtual card payments to simplify supplier spend

Embedded virtual card payments to simplify supplier spend

JAGGAER has announced a new partnership with Conferma, a specialist in virtual payments, to simplify payments for long-tail spend. The partnership enables organisations to generate virtual cards within JAGGAER to pay vendors at the point of order and issue cards to employees for purchases and travel. This integration delivers a more connected procurement and payments experience.

Part of the JAGGAER One platform, JAGGAER Pay is designed to connect procurement and payment in a single workflow. Rather than managing payments through separate systems, it enables organisations to settle supplier transactions directly from within their procurement processes. The partnership with Conferma marks JAGGAER Pay’s expansion into European markets, bringing embedded virtual card functionality to customers outside North America for the first time.

With this integration, organisations can instantly generate and embed secure virtual cards for approved purchase orders, using their existing corporate card programs, without leaving the JAGGAER platform. By embedding virtual cards directly into approved purchase orders, organisations can streamline and automate the payment and reconciliation process while enhancing spend controls. The result is simplified supplier payments, improved working capital management, and increased rebate revenue from maximising card spend.


PO payments are especially valuable for high-volume, lower-value and time-sensitive purchases. As organisations look to reduce the operational burden of these non-strategic transactions, embedding virtual cards directly into procurement workflows helps eliminate manual invoice processing and reconciliation steps that traditionally occur after the order is placed.

“When procurement teams highlighted the need to close a critical gap in the procure-to-pay process, JAGGAER listened,” said Alastair McMullan, VP of Product Management at JAGGAER. “By enabling virtual card payments at the point of order, organisations gain greater control and efficiency across purchasing and payments, while continuing to leverage their existing banking relationships.”

Powered by first-of-its-kind capability and Conferma’s network of 100+ card issuers, organisations can use their existing corporate card programs as a fully embedded payment method within procurement workflows. Customers can activate virtual card payments at the point of order – unlocking working capital flexibility, reducing supplier payment risk, and enabling richer, more automated reconciliation.

“Supplier payments are one of the last major friction points in the procure-to-pay process,” said Mark Ledsham, CEO at Conferma. “By embedding virtual cards directly into approved purchase orders, we’re enabling organisations to pay suppliers faster, with greater visibility and control. Our partnership with JAGGAER reflects a broader shift toward embedded, supplier-centric payments that truly connect procurement and finance.”

With JAGGAER Pay’s Purchase Order Payments, procurement and finance teams benefit from:

  • Faster supplier payments through PO-linked virtual cards
  • Reduced reliance on manual invoice and reconciliation processes
  • Enhanced control and security through tokenised virtual card credentials
  • Improved visibility by linking PO and transaction data
  • Expanded rebate potential by routing eligible spend to corporate card programs

The capability is now available globally and designed for streamlined activation, enabling organisations to modernise supplier payments without disruption to existing processes or banking relationships.